By Justin Bevins | For Buyers , Loan Info , Real Estate Tips
On closing day, expect to sign a lot of documents and walk away with a big stack of papers. Here’s a list of the most important documents you should file away for future reference. HUD-1 settlement statement. Itemizes all the costs — commissions, loan fees, points, and hazard insurance —associated with the closing. You’ll need […]
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By Justin Bevins | For Buyers , Loan Info , Real Estate Tips
You’ll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a good-faith estimate of all settlement costs. The title company or other entity conducting the closing will tell you the required amount for: Down payment Loan […]
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By Justin Bevins | Buying Process , For Buyers , Real Estate Tips
Buying a home should be fun, not stressful. As you look for your dream home, keep in mind these tips for making the process as peaceful as possible. 1. Find a real estate agent who you connect with. Home buying is not only a big financial commitment, but also an emotional one. It’s critical that […]
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By Justin Bevins | Buying Process , Featured , For Buyers , Real Estate Tips
Home inspections are extremely important in order to protect yourself as a buyer. Home inspections will vary depending on the type of property you are purchasing. A large historic home, for example, will require a more specialized inspection than a small condominium. However, the following are the basic elements that a home inspector will check. […]
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